Even if we have car insurance to fall back on when we get into an accident,  understanding the costs of collision repair is beneficial in the long run  because of the impact it has on future premiums. Knowing how much a repair can  potentially cost also affects how you will deal with a collision repair shop.  And if the damage to your car is extensive enough, knowing the potential cost of  repair will help you make a decision on whether to claim for a total loss or  not. As many car owners may have experienced, premiums do rise based on an  owner’s claims history and knowing when to claim or not has an impact on your  future finances.

Why do seemingly simple repairs (such as repairing a dented bumper) cost so  much? It’s not only the collision repair shop’s markup, although it is a  variable to consider. An uninformed owner may think that it’s a simple matter of  taking out the bumper, whaling away with a hammer, applying some filler and then  painting the thing. Well, one could do that, but would the end result be a  finish that you would be proud of as well as retain the value of the car? Most  likely not.

Many costs associated with collision repair are items that are not obvious to  the untrained eye. Wires and sensors may need to be replaced. A non-visible  sub-assembly may need to be straightened. A urethane bumper may need extra  layers of primer or filler. Or there may be gaskets, seals or trim that need  replacing to ensure a leak-proof cabin. Then add to that the cost of labor for  properly doing a professional job and those little things quickly add up. If you  take a close look at the damage to your vehicle in this kind of light, you will  realize that the parts and labor needed to restore your car to its unscathed  condition really do add up. To get an even better idea of what it would cost a  collision repair shop to repair your vehicle, list the parts you think will need  replacement and head down to a parts dealer. Don’t forget the paint as well as  the primers and fillers that will need to be applied. If you can use aftermarket  parts instead of OEM parts, look up their prices too. When considering  an  estimate for the damage to your car, don’t limit yourself to what is obviously  damage. Also consider what could be wrong.

Labor charges vary, but it’s safe to say that the more skilled and  experienced the technicians are in a given collision repair shop, the more  expensive they will be. On the plus side, you will be assured that will get the  repair done correctly and quickly. This is also important to remember when  dealing with repair chains. Consistency is not always their strong attribute,  and where one branch may have excellent quality, the next may be marginal.

When an auto accident happens to you, it can be a life-changing event.  It is important to seek the representation of a qualified, competent attorney to protect your rights, and help to ensure you get the compensation you deserve.  At the Law Office of Nathan Hogle, we will do just that!

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