Enrolling your teen in a driver’s education course is one way to reduce the insurance premium you pay for coverage on your teenager. Let your teen know that if she keeps up her good grades, she will qualify for lower car insurance. One thing to consider for keeping the price of your 16-year-old’s car insurance low is to give her an older car to drive with all the safety features that guarantee savings. You should also include your teen on the same policy as all the other drivers in your household. Having discussions regularly with your teen about safe driving and making sure she follows the rules will save you money on car insurance premiums. Let her know upfront that driving is a privilege she should respect.
Give your teen a little responsibility by letting her pay partial or full premium payment if she has any type of job. This will make her appreciate driving much more and hopefully be more cautious. Also, reiterate Arizona state laws of the highway as well as local laws often to your teen so she will be familiar with these while driving.
The insurance industry in the state of Arizona is regulated by the Arizona Department of Insurance. It monitors the financial condition of all insurance entities conducting business in Arizona, licenses insurance agents, and provides consumer assistance with insurance complaints.
Arizona requires that every motor vehicle operated on the roadways be covered by one of the statutory forms of financial responsibility. Most drivers purchase liability insurance on their vehicles to comply with the financial responsibility laws. The required minimum amounts of liability coverage in Arizona are $15,000 in Bodily Injury coverage for one person in an accident, $30,000 in Bodily Injury coverage total per accident and $10,000 in Property Damage coverage per accident.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injuries caused by an uninsured and/or underinsured driver, but Arizona does not require drivers to purchase this coverage. Be aware that the state of Arizona follows a Tort system, which means that someone must be found to be at fault for causing the accident, and that person is responsible for all the damages.
There is some good news for you if you are the parent of a teen driver. “Teen friendly” car insurance companies are available that offer affordable premiums to teenagers, even if they are considered to be a higher risk due to a lack of driving experience. You’ll have to do your research to find these providers.
To find Arizona auto insurance for your teenager, you can easily compare rates from a variety of companies online and get the cheapest quotes. This is the best place to start when shopping for cheap teen car insurance. When you start searching, keep in mind that prices are never the same among providers, so don’t make a decision until you have compared several quotes. Shop around until you find the best and cheapest auto insurance for your teen driver in Arizona that will fit into your family’s budget, or let an independent agent do the hard work for you.
When an auto accident happens to you, it can be a life-changing event. It is important to seek the representation of a qualified, competent attorney to protect your rights and help to ensure you get the compensation you deserve. The personal injury attorneys at AZ Car Accident Attorney will do just that!
AZ Car Accident Attorney in Gilbert AZ , and handles cases throughout Maricopa County, including Gilbert, Chandler, Phoenix, Queen Creek, Tempe, Scottsdale, Paradise Valley, Cave Creek, Fountain Hills, Ahwatukee, Apache Junction, Anthem, Glendale, El Mirage, Tolleson, Goodyear, Avondale, Litchfield Park, Peoria, Surprise, Sun City and Buckeye.
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